Integration
Before testing an integration in the production environment, which involves real financial institutions, or FIs, and the transfer of real money, Link Money allows testing in lower environments that have no real-world consequences. Integrations can be tested in the following progression:
Sandbox - Test FIs
Test FIs
Simulated money transfer
Sandbox - Real FIs
Real FIs
Simulated money transfer
Production
Real FIs
Real money transfer
Sandbox - Test FIs
https://api.link-sandbox.money
Client ID/Secret: Sandbox keys must be used
During the account linking process, select any of the following test financial institutions:
- Finbank OAuth
- FinBank Profiles - A
Use any of the following credentials to log into the bank:
Test bank logins
profile_522
Select any of the provided accounts
To test successful linking and payments up to $9000
profile_08
Select any of the provided accounts
To test successful linking and insufficient funds
NOTE: The passwords are all the same as their corresponding usernames. For example: username: profile_08 -> password: profile_08
Sandbox - Real FIs
The URLs are the same as in the Sandbox - Test FIs environment. You can choose any real financial institution for testing. Please use real bank account credentials to log into the selected institution.
NOTE: If an email is used in any Finbank in Sandbox then that email may only be used in Finbanks moving forward. The same applies to real FIs in Sandbox such that if an email is already used for a real FI, i.e. Chase, then it may only be used in real FIs from then on.
Production
https://api.link.money
Client ID/Secret: Production keys must be used
Production environment is the final phase which will be used for your deployed integration. It will use real financial institutions and involve real money transfers.